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Property Development Finance

TIC Finance offers various property development loans.

  • New Construction Loans
  • Refurbishment Loans
  • Conversion Loans
  • Mixed Residential Loans
  • Business Property Loans

Loan funds can be arranged between £25,000- £30 million

Need A Property Development Loan Fast?

At TIC Finance, we have a wide range of funding solutions that can be readily available; these vary from private investors, wealth managers and private banks.

If you require quick and easy finance for property development, please contact us 24/7 on 020 3411 4451 or fill in our online form for one of the team to call you back instantly.

Apply For a Property Development Loan Today

    Need A Property Development Loan Fast?

    At TIC Finance, we have a wide range of funding solutions that can be readily available; these vary from private investors, wealth managers and private banks.

    If you require quick and easy finance for developments please contact us 24/7 on 020 3411 4451 or fill in our online form for one of the team to call you back instantly.

    Apply For a Property Development Loan Today

      How to Get Property Development Finance With TIC Finance

      Step 1

      Once you've found a suitable property, get in contact with us at 020 3411 4451 or by completing our enquiry form to discuss finance options available.

      Step 2

      One of our specialist advisors will aim to respond within one hour to provide indicative terms after the enquiry.

      Step 3

      If the terms are favourable, our expert advisors will provide an outline of the finance and charges in an agreement principle.

      Step 4

      One of our instructed surveyors will visit the property development site to obtain evidence of existence and to discuss the project further. We will also provide a valuation report of your project.

      Step 5

      The loan application will be underwritten by us as a confirmation of the exact terms of the loan including all costs involved.

      Step 6

      Our solicitor will ensure the correct documentation is sent to the client's solicitors. The client & their solicitor will provide all requested information and sign all necessary documentation and the originals will be sent back to us.

      Why Choose TIC Finance

      Why Choose TIC Finance

      Why Choose TIC Finance

      What Is Property Development Finance?

      Property development finance is a type of financing for new building projects, comprehensive renovations, redevelopments, or general or heavy refurbishments. These finances are suitable for residential, commercial, and mixed-use property developments.

      The finances are flexible and affordable and can be repaid after the sale of your developments. If you intend to keep some of your finished properties from the projects, it’s possible to repay the development loan by refinancing the properties to a longer-term loan.

      Get in touch with our team if you are looking for development funding by calling 020 3411 4451 or email info@ticfinance.co.uk to discuss your circumstances free of charge.

      How Does Property Development Finance Work?

      Finance for property development works by providing funding to individuals or companies to undertake property development projects on residential or commercial developments. These projects can range from small-scale renovations to large-scale developments and construction of new properties.

      For larger projects or those involving construction, property development finance is usually provided in stages or drawdowns. As the project progresses, the developer can request funding for development costs at different milestones to cover construction costs or other development expenses.

      Once the development is completed or at specific intervals during the project, the developer starts repaying the loan according to the agreed-upon terms. Repayment may include both principal and interest payments.

      Common Reasons Why People Need Property Development Loans

      The property finance market in Britain is on the rise once again for a number of reasons;

      1. Property developers are currently working on a massive number of new homes since the financial crisis.
      2. Rental incomes are expected to rise by over 21% over the next 5 years.
      3. Home prices are expected to increase by 25% over the same period. Although, this prediction stands changed after Britain’s exit from the European Union.
      4. Commercial rental growth is generally rising across the UK.

      As a result, many property investors, developers, and landlords are looking to diversify their portfolios by developing new constructions or revamping properties with the intention of selling them at a profit upon completion. The lack of finance, however, hinders them from achieving this, prompting them to obtain property development finances.

      There are different types of property development loans available for developers who are looking to build ground-up developments, upgrade old and tired-looking properties with the intention to increase their market value, purchase and convert buildings such as barns to other uses, develop properties that can allow for more than one use, and purchase properties while waiting for the existing one to sell.

      Property Development Loan FAQs

      TIC Finance offers various property development loan options;

      • New Constructions Loans
      • Refurbishment Loans
      • Conversion Loans
      • Mixed Residential & Business Property Loans

      Loan funds can be arranged between £25,000 and a maximum loan size of £30 million. At TIC Finance, you can be assured that you will receive an answer to your loan size promptly.

      The deposit amount can vary depending on several factors, including the type and scale of the development project, the developer’s financial position, and the overall risk associated with the project. Generally, development finance requires a higher deposit compared to traditional residential mortgages due to the increased risks involved in property development.

      Obtaining bridging finance depends on your specific financial situation, needs, and the purpose of the loan. Bridging loans are short-term funding options designed to bridge the gap between a financial need and a more permanent or long-term funding option.

      It is possible to use financing for property development on an existing property. Buy-to-let property development can involve various activities, such as renovations, expansions, or even complete redevelopments of existing properties to enhance their value and use.

      Other than providing property development finance solutions in the UK, we provide an array of financial services such as stopping repossession and clearing mortgage arrears, selling your home quickly, joint business funding, and bridging loans. Speak to us for our specialist advice that is tailored to your financial and personal circumstances.

      Need Advice on a Property Development Loan?
      Get in Touch Today

      Need Advice?
      Get in Touch Today